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<item><pubDate>Tue, 19 Apr 2011 10:21:55 -0400</pubDate><title><![CDATA[Accounts Receivable Financing]]></title><url><![CDATA[financing-ar]]></url><meta/><metad/><menu><![CDATA[Accounts Receivable Financing]]></menu><menuOrder><![CDATA[0]]></menuOrder><menuStatus/><template><![CDATA[template.php]]></template><parent>types-of-financing</parent><content><![CDATA[&lt;p&gt;
	Unlimited source of financing for your company&amp;#39;s growth&lt;/p&gt;
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	&lt;img src=\&quot;/theme/images/Receivable.jpg\&quot; style=\&quot;margin: 0pt 0pt 10px 10px; float: right;\&quot; /&gt;&lt;/p&gt;
&lt;p&gt;
	Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in 30, 60, 90 days or more, Edmund James Commercial Lending Corporation has a liquidity solution for you. We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer&amp;#39;s credit, not yours. This is not a &amp;quot;debt.&amp;quot; You are selling an asset. But it is more than just an asset sale; it is like outsourcing your accounts receivable department. Factors provide valuable services. They check your customer&amp;#39;s credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.&lt;/p&gt;
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		Cash in 24 hours&lt;/li&gt;
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		No personal guarantees&lt;/li&gt;
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		We finance any type of business&lt;/li&gt;
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		No recourse even if the account does not pay&lt;/li&gt;
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		Credit insurance on your clients at no cost to you&lt;/li&gt;
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		No arbitrary loan board decisions&lt;/li&gt;
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		No Fixed Payments&lt;/li&gt;
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		As sales and receivables increase, funding Increases&lt;/li&gt;
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		Focus on your business, not collections&lt;/li&gt;
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		Take advantage of early payment or bulk purchase discounts from your suppliers&lt;/li&gt;
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		Ability to service large and / or unexpected orders&lt;/li&gt;
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		Accounts receivable financing is more flexible and quicker than bank loans&lt;/li&gt;
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	&lt;strong&gt;Use The Money To...&lt;/strong&gt;&lt;/p&gt;
&lt;ul&gt;
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		Fund payroll or other operating expenses&lt;/li&gt;
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		Purchase inventory to take advantage of bulk/early payment discounts&lt;/li&gt;
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		Fund expansion and growth&lt;/li&gt;
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		Respond to seasonal demands and opportunities&lt;/li&gt;
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		Take on that large new account with confidence&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;
	&lt;a href=\&quot;contact-us\&quot;&gt;Contact us&lt;/a&gt; today, and one of our financial specialists will give you a no-cost analysis of what we can provide for your company.&lt;/p&gt;
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